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Ingredients:
1 package (1 oz) taco seasoning mix
1 can refried beans
1 packet cream cheese, softened
1 package (16 oz) sour cream
1 jar (16 oz) salsa
1 large tomato, chopped
1 green bell pepper, chopped
1 bunch green onions, chopped
1 head of lettuce, shredded
1 can (6 oz) black olives, sliced and drained
2 cups cheddar cheese, shredded
Instructions: