Amish Hamburger Steak Bake

– 1 1/2 pounds ground beef
– 1/2 teaspoon garlic powder
– 1/2 teaspoon onion powder
– Salt and pepper to taste
– 2 cups milk, divided
– 1/4 cup all-purpose flour
– 4-5 medium Russet potatoes, thinly sliced
– 1 medium onion, thinly sliced
– 1 cup shredded cheddar cheese

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